Add the month
Enter income, currency, fixed bills, regular spending, and the savings goals you want to protect.
Manual money mapBuilt around your real month
See the whole monthbefore you spend.
Turn the income, bills, and goals you enter into one clear decision — what is protected, what is flexible, and what you can safely spend right now.
- No bank connection
- Manual entry only
- Answers from your numbers
01 · Entered by you
JulyMonthly income
$2,340
Added manually. No account sync.
02 · Protected first
88% assigned
Bills
Needs
Savings
Buffer
Bills, needs, savings, buffer$2,060 planned
03 · Your answer
On track$84
safe to spend today
After every protected lane.
Companion
Using your July data
You can spend $120 this week and keep bills and savings on track.
No bank connection requiredManual money entryClerk-secured sign-inUser-scoped app dataBudget lanes from salaryAI Companion answersPDF budget export
No bank connection requiredManual money entryClerk-secured sign-inUser-scoped app dataBudget lanes from salaryAI Companion answersPDF budget export
PDF budget exportAI Companion answersBudget lanes from salaryUser-scoped app dataClerk-secured sign-inManual money entryNo bank connection required
PDF budget exportAI Companion answersBudget lanes from salaryUser-scoped app dataClerk-secured sign-inManual money entryNo bank connection required
How it works
Four moves.One readable month.
No bank sync. Enter what matters, generate lanes, watch the signals, then ask before you spend.
Start the loop- 01Set preferences
- 02Open budget
Generate budget lanes
Build a salary map for bills, needs, wants, savings, and buffer money. Weekly planning lives inside the budget flow.
- 03View dashboard
Track the signals
Log spending, mark bills paid, and keep savings progress visible beside the rest of the month.
- 04Ask Companion
Ask before you move
Use Companion for affordability checks, unpaid bill priority, spending analysis, and savings planning.
Features
One month.Six clear jobs.
Each surface answers a different question — so you never hunt through a crowded dashboard for the next move.
01 · Home baseDecision dashboard
See the room before you spend.
Safe-to-spend, income used, unpaid bills, and the next action — one glance, then you branch into the rest of the month.
Open DashboardSafe to spend
$84
today · after bills
Unpaid
2
bills due
BillsNeedsSavingsBuffer
02 · Budget
Salary becomes lanes
Split income into bills, needs, wants, savings, and buffer before the month gets noisy. Weekly targets live inside the same flow.
Open BudgetBills42%
Needs28%
Savings18%
Wants12%
July · due map
2 due soon Due Paid
03 · Bills
Protect fixed money first
Due days and paid status stay visible so rent and utilities never compete with flexible spending.
Open Bills04 · Spending
Watch the pulse
Log expenses manually and read category patterns as the month moves — no bank sync required.
05 · Savings
Goals that stay visible
Targets and monthly amounts for the goals you refuse to forget — progress beside the rest of the month.
Muraka fund
4 months left
58%
AI Companion
Answers fromyour month.
Companion reads the budget, bills, spending, and savings you entered — then helps you decide before you move money.
- 01Budget generation
- 02Spending analysis
- 03Savings planning
- 04Affordability checks
- 05Bill prioritization
July budget2 unpaid billsMuraka fund14 expenses
Companion
Context from your selected month
You
Can I afford 1,000 MVR after bills this month?
Companion
Two unpaid bills total MVR 1,468. After those, flexible room is MVR 1,240 — it fits, but it uses most of the week.
You
Which bill first?
Companion
Internet — due in 2 days. Rent follows on the 3rd.
Ask about this month…
Inside the app
The decision loop, mapped.
Real product areas — sample data only. Jump into any surface when you are ready.
01
See the room
Safe-to-spend and unpaid bills on the dashboard.
$84 today
02
Protect fixed money
Mark bills paid before flexible spending expands.
2 due soon
03
Steer the lanes
Adjust budget lanes when salary or goals shift.
72% planned
04
Ask before you move
Companion answers from the month you entered.
Context-aware
Plans
Start free. Grow when the habit sticks.
Limits are clear up front. Upgrade only when Companion and tracking become part of the month.
Free
$0/mo
Start with one salary map and basic tracking.
- 1 AI budget / month
- 5 Companion messages / month
- 10 expenses · 5 bills · 1 goal
- PDF export on Pro+
Pro
Most popular$5/mo
For steady monthly planning and spending analysis.
- 100 AI budgets / month
- 300 Companion messages / month
- Unlimited tracked items
- PDF export included
Premium
$10/mo
Higher AI limits and future family budgeting.
- 300 AI budgets / month
- 900 Companion messages / month
- Unlimited tracked items
- PDF export included
FAQ
Straight answersbefore you commit.
What Laariya does, what it does not do, and how the current app is wired.
Ready when you are
Map the month before the next decision hits.
Enter income, bills, and goals. Open a dashboard that keeps budget, spending, savings, and Companion in one loop.
- Budgetgenerated
- Billsprotected
- Savingsvisible
- Companionon call